Russia has invented a payment application for credit cards
Russia has invented a payment application for credit. Now the domestic credit card will cease to be depending on MasterCard.
Fresh release will introduce controlled Sberbank firm "Universal electronic card". Cards will be embedded microchip and used in agreement with MasterCard program M-Chip. The creators claim that fresh program "in many ways superior to the list of opportunities of the international systems". The process of creating the Russian payment application has intensified after the introduced Visa and MasterCard sanctions against some Russian banks. Besides all this, the program study has accelerated and the precedent that the system "Golden crown" also decided to compete for the status of the National payment system.
"Now the two systems are almost in the same conditions: they both have their application, and the two have not yet passed the certification for compliance with the stereotypes EuroPay, MasterCard and Visa, as this is essential, because approves that these cards are compatible with all payment devices at the lowest configurations," he said, RBC experts.
Global maps release will begin considering the opinion of experts, after a year and a half: the time needed to make the card production on an industrial scale. The creators claim that if necessary, ready to start issuing cards with a native application, "right now".
Let's add, 19 June 2014, the Central Bank organized the operator of the National system of payment cards (nvqs). Professionals believe that to lead nvqs obliged native of the company, which will be chosen for her as a scientific-technical basis. therefore, a company may be headed by Alexey Popov, who currently holds the post of the President of the Universal electronic card". From among other candidates - former head of MasterCard in Russia Andrey Korolev and the Chairman of the Board of the United settlement system Oleg Tishkov.
The system of Universal electronic card" works under the commercial name PRO, the clearing center of the system is Sberbank of Russia. Card PRO combine quality identification, policy indispensable medical insurance and Bank cards. They can be used to pay for goods and suggestions, get cash in ATMs. In the payment system PRO enter key domestic banks, even Sberbank, URALSIB Bank, AK BARS BANK, Moscow industrial Bank and Bank of Khanty-Mansiysk.
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