Mortgage borrowers will allocate 4.5 billion rubles
Prime Minister Dmitry Medvedev at a meeting with the seller, the Ministry of construction and Ministry of Finance discussed the question of offering assistance to borrowers affected by the crisis. First, it will affect the people of Russia with a mortgage in difficult life situation.
The resulting financial situation has had a powerful impact on people who have taken a loan in foreign currency. 2nd group of Russians have the need for assistance, you can call those who got laid off and lost their jobs. The government is willing to allocate to support such borrowers 4.5 billion rubles.
Members of the government and state Duma deputies came to the conclusion that support is important not only to the natives, but also banks, who may also experience significant problems in consequence of delayed payments. To stabilize the situation the government is ready to allocate funds through the structure of the Agency for housing mortgage lending to mitigate the adverse result. The Prime Minister Dmitry Medvedev instructed the Ministry of construction and Ministry of Finance to create the fixture support in a difficult situation mortgage borrowers.
"If we have decided in the future so seriously to provoke mortgage - subsidizing the refinancing rate mortgage at 13%, it was decided to allocate 20 billion, we must not forget that during the crisis, many people face problems due to job loss in consequence of changes of the ruble exchange rate on a foreign currency mortgage. Therefore it was proposed to return to the support measures for banks and borrowers through the seller, and it is supposed to spend 4.5 billion rubles. This will give banks the opportunity to defer payments for a period of loss of work, to restructure them. The main thing - not to get any of the borrowers or banks at a standstill as disclosed in default. According to the same schemes will be considered furnished with foreign food. We have, according to the Central Bank, about 20 thousand people", - quotes "news" first Deputy Chairman of state Duma Committee on housing policy and housing Elena Nikolaev.
Previously Centrbank advised banks that issued currency mortgages, to revise the treaties and transfer credits in rubles at the autumn course. It is not very liked to credit institutions and they insist on compliance with the conditions of the concluded contracts.
Taking into account the opinion of the President of the Association of Russian banks Garegin of Tosunyan, the financial sector is not so terrible global non-payment by borrowers. With all this banker reported that the amount of 4.5 billion rubles may be little to solve the food caught in a difficult economic situation.
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